Hurricane Preparedness Checklist for Homeowners

Here's a comprehensive checklist designed for homeowners living in hurricane-prone areas in the US. This checklist is designed to help you prepare for a hurricane and minimize potential damage and disruption to your home and family.

Weeks Before Hurricane Season (June 1st - November 30th)

  • Know Your Risk:
    • Determine your hurricane risk zone using FEMA maps or local resources. 
    • Understand storm surge potential for your area.
  • Develop an Evacuation Plan:
    • Identify multiple evacuation routes.
    • Designate a safe meeting place outside of the storm's path.
    • Make arrangements for pets and family members with special needs.
  • Prepare Your Home:
    • Trim trees and shrubs around your house.
    • Clean gutters and downspouts.
    • Reinforce garage doors.
    • Consider installing storm shutters or impact-resistant windows.
  • Review insurance Coverage:
    • Ensure your homeowners insurance covers wind damage.
    • Consider additional flood insurance, if necessary.
    • Take photos or videos of your belongings for documentation.
  • Backup Power:
    • Invest in a portable generator, standby generator, or battery backup system.
    • Learn how to operate your chosen backup power solution safely.

Days Before a Hurricane Watch/Warning

  • Gather Supplies:
    • Stock up on water ( 1 gallon per person per day for at least 3 days).
    • Purchase non-perishable food items.
    • Assemble a first aid kit.
    • Prepare a battery-powered or hand-crank radio.
    • Collect flashlights, extra batteries, and candles.
    • Fill up your car's gas tank.
    • Have cash on hand.
  • Secure Your Home:
    • Bring loose outdoor items indoors.
    • Secure outdoor furniture or tie it down.
    • Board up windows or put up storm shutters.
    • Turn refrigerator and freezer to the coldest settings.
If Evacuating
  • Follow Official Instructions:
    • Listen to local authorities and evacuate if ordered.
    • Take your emergency kit, important documents, and medications.
    • Unplug appliances and turn off utilities if instructed to do so.
    • Let someone outside the storm zone know where you're going.
If Sheltering In Place
  • Stay Informed:
    • Monitor weather updates closely.
    • Listen to instructions from local authorities.
  • Stay Safe:
    • Stay indoors away from windows.
    • Move to the lowest level of your home if flooding is possible.
    • Avoid using candles or open flames.
    • Conserve water and food.
    • Only use generators outdoors and away from windows.

After the Storm

  • Assess Damage:
    • Check for structural damage before entering your home.
    • Be cautious of downed power lines and debris.
    • Document damage with photos or videos for insurance claims.
  • Contact Insurance:
    • Start the claims process with your insurance company promptly.
    • Be sure to provide all necessary documentation.

Important Considerations:

  • Sign up for local emergency alerts: Receive timely updates and instructions.
  • Keep a list of important phone numbers: Include emergency services, insurance providers, and family contacts.
  • Prepare a pet emergency kit: Ensure your pets have food, water, and medications.
  • Practice your evacuation plan: Make sure everyone knows what to do and where to go.

Remember, preparedness is key to staying safe during a hurricane. By taking these steps in advance, you can better protect your family, home, and belongings.